Development Finance & Private Lending Specialists
Lynbia helps clients secure development finance, commercial loans and private lending solutions across Australia and New Zealand.
Whether you’re acquiring property, funding a development project, refinancing existing debt or seeking flexible capital, our team works to identify funding solutions that align with your goals.
Why Choose Lynbia
We combine industry experience with a broad funding network to help clients access practical finance solutions.
• Experienced funding specialists
• Access to private and institutional lenders
• Flexible funding assessments
• Efficient turnaround times
• Tailored funding structures
• Australia and New Zealand coverage
Our focus is simple: helping clients secure the right funding solution for their project.
Funding Construction Projects, Land Subdivision and Multi-Use Developments Across Australia & New Zealand
Lynbia is a trusted commercial finance and private lending specialist, helping property developers, investors, builders and businesses secure funding for construction projects, land subdivisions, commercial property acquisitions and growth opportunities across Australia and New Zealand.
Through tailored private capital solutions and access to an extensive network of private lenders and non bank financiers, we help clients obtain the funding needed to achieve their long term objectives with confidence.
Private Capital Solutions, Development Capital and Land Development Loan Experts
Lynbia partners with experienced property developers, investors and businesses to provide private capital, construction finance, subdivision loans and commercial funding solutions. Our focus is on supporting long term clients with tailored funding strategies that help deliver successful projects, sustainable growth and strong risk adjusted returns.
Construction Loans, Land Subdivision finance and Private Lending Specialists
At Lynbia, we know successful funding is about more than numbers. As commercial finance and private capital specialists, we work closely with clients to identify tailored funding solutions that align with their project goals and investment objectives.
We assist property developers, investors, builders and business owners across Australia with private lending, construction loans, land subdivision loans, mezzanine finance and commercial property loans.
Through our network of private lenders and non bank financiers, we help secure flexible funding for property acquisitions, developments, subdivisions, construction projects and business growth opportunities.
Industries & Clients We Work With
Lynbia collaborates with developers, investors, business owners and project sponsors seeking tailored funding solutions across Australia, New Zealand and selected international markets.
Our funding network supports clients across a broad range of industries and project types, helping connect opportunities with appropriate capital solutions.
• Property Developers
• Commercial Property Investors
• Residential Builders
• Mortgage Brokers
• Property Syndicates
• Joint Venture Partners
• SMSF Property Investors
Lynbia assists clients seeking construction finance, development finance, civil infrastructure funding, commercial site acquisition, property loans, bridging finance and private lending solutions throughout Australia.
We assess the strength of the project, its feasibility and funding objectives. This allows us to identify solutions that match the project's requirements.
Construction Loans & Property Development Finance FAQ
Land subdivision finance can be structured through private lending, development finance facilities or specialised subdivision loans. Funding options depend on zoning, project size, equity contribution and proposed exit strategy.
Many developers turn to private lenders when banks decline applications due to presales requirements, servicing constraints, project risk or timing pressures. Private development finance can often provide greater flexibility and faster assessment.
Yes. Development funding is commonly available for townhouse projects, apartment developments and mixed-use projects, subject to feasibility, project experience and location.
A construction loan is a specialised funding solution designed to finance the costs of building or developing a property. Unlike a traditional loan, funds are typically released in stages as construction progresses. Construction loans are commonly used for residential developments, townhouse projects, apartment complexes, commercial buildings and land development projects where funding is required throughout the building process.
Yes, some lenders and private funders can provide development finance without pre-sales, depending on the project's location, feasibility, developer experience, equity contribution and overall risk profile. While banks often require pre-sales, alternative lenders may consider projects based on end values, demand and project strength.
Equity requirements vary by lender and project type, but most development finance facilities require borrowers to contribute a portion of the total project cost. Factors influencing equity requirements include project scale, location, developer experience, construction risk and loan structure.
Approval timeframes depend on the lender, project complexity and the quality of supporting documentation. Factors such as feasibility reports, valuations, town planning approvals and financial information can influence the approval process. Alternative lenders often provide faster assessments than traditional banks.
Funding Scenarios We Work with
• Property Development Loans
• Land Development Finance
• Commercial Property Loans
• Commercial developments Finance
• Industrial development Loans
• Mezzanine Loans
• Townhouse development loans
• Residual stock finance
• First time developer loans
• Development loans with out presales
• Loans where other private lenders have said No.
Land Subdivision Loans
Land subdivision development loans with traditional banks or other major lenders is generally a long difficult process
Mezzanine Funding
Mezzanine Funding is the term used for funding the gap between your main loan and the total development costs
Residual Stock Finance
Residual stock finance, allows completed unsold stock in a development to be refinanced for a specified period of time
Construction Loans
Banks rejected your development loan application, Lynbia have the capital solution for you
Our Mission
Lynbia is committed to helping clients achieve their goals through tailored development finance, commercial lending and private funding solutions. By providing professional advice, ethical service and access to a broad funding network, we help developers, investors, builders and businesses secure the finance they need to grow with confidence. Our vision is to be recognised as a trusted leader in commercial finance across Australia and New Zealand.
Our clients can expect:
- A premium level of personalised service, including access to additional services.
- Access to partnering services, handpicked for their client compatibility.
- Knowledge, advice and service from an experienced team.
- Confidence in dealing with a transparent company that strictly adheres to a code of conduct and upholds a commitment to always place our client first.
Across Australia and New Zealand
Lynbia is an Australasian private debt specialist firm. Who can assist with First & Second Mortgages, Bridging Finance, Development, Land Subdivision and Construction Loans. Our direct and strong relationships with local, international fund managers, HNW, private financiers and family offices, enable us to find the right funding solution for your particular project's requirement.
Development Finance, Private Lending & Commercial Funding Solutions
Private Capital Specialists
Helping developers, investors, builders and businesses access development finance, commercial lending and private funding solutions across Australia and New Zealand.