Maximising Profitability with Residual Stock Finance Solutions at Lynbia
Unlock the power of your residual stock with Lynbia’s tailored financing solutions. Whether you need to improve liquidity, manage your cash flow, or avoid selling inventory at a loss, we’re here to help you achieve your financial goals.
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Residual Stock Finance at Lynbia
At Lynbia, we understand that maintaining liquidity and optimising your business’s cash flow are crucial to longterm success. One effective way to achieve this is through Residual Stock Finance, a solution that helps businesses unlock the value tied up in their inventory and unused stock. Whether you’re looking to improve working capital, fund growth, or simply manage seasonal fluctuations, residual stock financing could be the key to meeting your financial goals.
Why Choose Lynbia for Residual Stock Finance?
- Fast, Efficient Process We offer a streamlined application process to ensure that you get the funds you need as quickly as possible
- Flexible Terms We work with you to customise financing terms that suit your business’s unique needs
- Expert Guidance Our experienced team provides personalised guidance throughout the financing process.
- ommitment to Your Success At Lynbia, your success is our priority. We are dedicated to helping you manage your inventory and improve your cash flow
What is Residual Stock Finance?
Residual Stock Finance is a form of financing where a business uses its remaining or unsold inventory also known as residual stock as collateral to secure a loan or line of credit. Essentially, it's a way of monetising stock that hasn't been sold yet or is left over from previous seasons, product lines, or projects.
In this type of arrangement, the business owner can leverage their existing stock to gain immediate access to capital without the need to sell the products off at a loss or wait for customers to purchase them. The lender provides financing based on the value of the residual stock and agrees to receive repayment once the stock is sold or liquidated.
Need time to sell your unsold stock or recapitalise
Residual stock finance, allows completed but unsold stock in the development to be refinanced for a specified period of time allowing the developer time to sell the stock or use the equity to fund the next project.
General situations for Residual stock facilities are
- LVR range will depend on the location of the project
- LVR dependent on the number of units/Lots unsold to the number of sold in the development
- units are either assessed as an inline value (All combined in one value) or all individually
- more time to sell stock
- allow for recapitalisation to start another project
- cheaper rate then a construction facility
- existing lender (Construction) needs to be paid out
