Introducing "The Property Power Play": Empowering Entrepreneurs in Real Estate
Join us for an exciting journey into the world of real estate as we present “The Property Power Play,” a groundbreaking series designed to empower beginning and seasoned investors seeking to grow their businesses and family wealth using profitable real estate investment strategies.
Start Building Today
Whether you're planning your first development or scaling your portfolio, Lynbia is ready to fuel your vision.
What is a Commercial Loan?
Commercial Loans have many similarities to business loans, but are secured by a commercial or industrial property. These loans are for the purchase or refinance of Commercial or Industrial property.
Why Choose Lynbia for Your Commercial Loan?
- Tailored Financial Solutions: At Lynbia, we don’t believe in one size fits all solutions
- Competitive Interest Rates: We understand that managing loan repayments is a key consideration for any business
- Fast and Efficient Process: In the fast paced world of business, speed matters.
- Flexible Loan Terms: Whether you’re looking for a short term boost or a longterm financial partner, we offer flexible repayment schedules, loan amounts, and durations
- Expert Guidance and Support: Beyond providing loans, Lynbia offers valuable financial insights and advisory services to help you make informed decisions.
Are Commercial loans different to Residential home loans?
The lending parameters for commercial loans differ considerably from residential home loans. The lending ratios are lower and the loan term is generally shorter.
As a guide, most commercial loan lenders will lend up to a maximum of 75% LVR on a full doc basis, with a few lending up to 70% LVR on a low doc basis. You will even find a very small number of lenders lending up to 80% LVR on commercial or industrial property.our commercial loan offerings are designed to provide the flexibility, support, and resources you need to achieve your goals.
Serviceability (affordability) requirements under a commercial loan?
Commercial loans do not come under the NCCP legislation so the lenders are more flexible with approving a commercial loan. For example, some lenders will consider cash flow forecasts in assessing whether or not to approve a loan. Other lenders will consider the performance of the business over previous business quarters and actualize the income of the business to assist in serviceability.
Types of Commercial Loans
How We Work
From Vision to Reality: Our Seamless Process
At Lynbia, we are committed to delivering expert commercial finance solutions that align with your business needs.
Our process is designed to be simple, transparent, and tailored to ensure the best financial outcomes for your business.
Our team takes the time to understand your financial goals, challenges, and long-term objectives
Based on our understanding of your business, we create a personalised financial strategy
With years of experience in commercial finance, our consultants guide you through every step of the financing process.
We believe in building long-term partnerships with our clients, providing ongoing support and strategic advice as your business evolves.
Why Lynbia?
Our value lies in more than funding. We are strategic partners who understand the complexities of operating in resource rich and often remote environments. Our team brings a blend of investment acumen, technical expertise, and a global network of co-investors, operators, and advisors.
Lynbia is able to assist with First and Second Mortgages, Caveat Loans, Bridging Finance, Development and Construction Funding
We aspire to be one of the most respected national commercial finance consultants by providing professional, ethical and experienced advice and service to our clients.
Unlocking Capital. Empowering Growth
Expert Commercial Finance Consultants
Get in touch with us today to learn more about our commercial loan offerings and discover how we can help your business grow. Whether you’re looking for a small business loan, equipment financing, or commercial real estate financing, our team is ready to help you take the next step.
